From Wall Street to Main Street, Codie Sanchez is leading a revolution in personal finance and wealth. The author of “Main Street Millionaire” is on a self-proclaimed mission “to create 1 million financially free humans through business ownership.”

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Using her experience from nearly two decades of working on Wall Street, Sanchez has a YouTube channel that offers advice, tips and insights for ways to find fiscal independence without a degree in business or finance.

For those who are looking to increase earnings while still working a regular job, Sanchez has a video that breaks down the nine income streams you can build while an employee, which comes from her own personal experience.

This is a hard truth, admitted Sanchez, but the first $100,000 you’ll make will most likely come from your earned wages with a corporation or company. Sanchez broke it down that, for her, it was 20% salary, 30% of carry (or what she owned in the company), 35% to 40% in bonuses and 10% to 15% in commission.

Sanchez pointed out that it is a great way to start earning money, but your salary should not be your sole source of income because it may dry up at some point.

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Sanchez noted that there are many things that you can leverage to up your earnings, with a top one being time.

“Anytime you can trade your time for somebody else’s money, that’s going to be your superpower,” Sanchez said.

She did this herself, starting a service business that helped people in Latin America do what she was doing in the United States, essentially creating introductions and paths toward business in the region. It was done with a then-colleague of Sanchez’s and a few late hours after work.

Another mechanism of leverage that Sanchez brought to attention was expertise, which comes only with time and experience. However, it can lead to a great source of income. You can consult in fields in which you are the top of your game and have the resume to back it up.

You can start by offering some consulting calls for free — just don’t do it forever.

“Take the thing that someone pays you for in your salary or other high area of performance, and do it one-off by the hour,” she explained.

And this can be pretty lucrative. As reported by Foundr, consultants can make an average of over $8,000 per month, though that number varies based on the number of hours worked, the type of consulting done and more.