Chris Adam

Sun, May 25, 2025, 6:18 AM4 min read

You may be looking for tips and advice about adjusting how you deal with money and debt to create a more secure financial future. After all, it can feel overwhelming to manage finances, especially during times of rising prices and economic uncertainty.

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One expert who offers simple advice is Robert Kiyosaki, who has been sharing his financial guidance since publishing the bestseller “Rich Dad Poor Dad.” His ideas aren’t without controversy, but many people have found motivation in his approach to wealth-building. Here’s a look at four of his top pieces of advice for financial success from the Rich Dad blog.

Kiyosaki is a strong supporter of comprehensive financial planning — which goes beyond budgeting to include investing, tax strategies, insurance, estate planning, and setting long-term financial goals.

According to Kiyosaki, a great place to start is to define your “why” — the reason you want to achieve financial independence. Is it to retire early, pay off your mortgage, start your own business, or build generational wealth for your family? Once you’ve set clear goals, you can reverse-engineer a plan to reach them.

He also emphasizes the importance of financial education to help cultivate a wealth-building mindset. Read books about investing, take a basic accounting course, or listen to personal finance podcasts to build a knowledge base that will help you make more confident decisions about your money.

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According to the Rich Dad blog, “Simplifying your financial life means cutting out the clutter and focusing on what truly matters.” It’s about removing complexity and distraction so your money system can run smoothly.

One way to do this is by automating as many financial tasks as you can. For example, you can set up automatic transfers to your savings or investment accounts as soon as you get paid, schedule automatic bill payments, and set up your 401(k) or IRA so your auto-contributions increase over time.

Kiyosaki also recommends against juggling too many accounts. For example, if you have an old 401(k) from a previous job and an IRA, roll the 401(k) into the IRA so you’re only managing one account.

This piece of advice isn’t unique to Kiyosaki, but is a smart way to set yourself up for a secure financial future. The idea is simple: Before paying bills or discretionary expenses, allocate money toward your future.