Building wealth in a short period of time can seem insurmountable, especially if you don’t come from money. But making the right decisions can significantly impact your chances. Fortunately, all it takes is some strategy, discipline and risk-taking.

Find Out: 7 Signs You’re Quietly Getting Rich, According to Frugal Living Expert Austin Williams

Learn More: 7 Luxury SUVs That Will Become Affordable in 2025

Here are six ways you can increase your financial success in as little as five years.

The No. 1 way to grow wealth is by investing, money guru Ramit Sethi told CNBC. “Invest a percentage of your income every year automatically and increase that percentage by 1%.”

He added, “We often believe that rich people have access to secret investments, and that’s how they make a ton of money. Listen, I have access to those investments, and I can tell you right now they typically do not perform better than a simple S&P index fund.”

Read Next: 10 Genius Things Warren Buffett Says To Do With Your Money

Getting paid what you’re worth, whether that means negotiating where you work or finding a higher-paying job, will always reap rewards.

A higher salary immediately boosts your income, which is the foundation of wealth building. It allows you to save and invest more money, accelerating your overall financial growth.

According to finance expert Skyler Fernandes, the co-founder and general partner at VU Venture Partners, when negotiating a better salary, don’t solely focus on the monetary figure.

“Many employers offer non-monetary benefits, like extra vacation days, flexible work hours or professional development opportunities.”

He said these perks can have a significant financial impact.

“For instance, additional time off can reduce your personal expenses,” he said, “while professional development can lead to higher-paying positions in the future.”

He noted that negotiating for a comprehensive compensation package, including non-monetary benefits, can be a lesser-known strategy for increasing your overall wealth.

You can be making good money and still not go anywhere if you’re holding onto a mountain of bad debt. High-interest credit card bills will end up slowly jeopardizing your financial goals.

To avoid this trap, try using the debt snowball or debt avalanche payoff methods. By paying off debt, you free up more of your income for saving and investing, reducing financial stress and increasing your future financial success, as it’s easier to build wealth when you’re not burdened by high interest rates.